48 youths to vie for glory in Nigeria’s first ‘agritainment’ reality show

A new reality show tagged ‘Face of Agric Nigeria’ has been unveiled.

The first of its kind, organisers say the show is aimed at changing the narrative about agriculture in the country.

“Face Of Agric Nigeria is an agritainment project and the first of its kind. It is a strategic project to be used as a tool to attract the Nigerian youths into agriculture putting in view the youths interest in entertainment related projects,” according to Kairos Events and Entertainment.

“The event targets the Nigerian youths resident in the urban centers.

“As the organisers of the Face Of Agric Nigeria project, we are going to employ entertainment as a platform to attract optimal number of the Nigerian youths in the urban centers to engage in agricultural practices.”

The target contestants of the reality show are youths aged 18-32.

“A total of 48 contestants are selected from the six geo-political zones in Nigeria. These 48 contestants would be housed in a boot camp for 90 days,” they said, explaining the model to be adopted for the show.

“Participants would be put through the technological know-how in various agricultural practices from ground to the final consumer and hopefully they will become proficient.”

With this model, organisers expressed hopes that contestants would be enlightened to identify local and international agricultural business opportunities.

The programme also aims to support the government in achieving an “exceptional milestone in agriculture which would have profound effect on the growth of the economy”.

Source: https://www.thecable.ng/48-youths-to-vie-for-glory-in-nigerias-first-agritainment-reality-show

COVID-19: FG grants 3 months moratorium for repayment of all govt funded loans

As part of its efforts to cushion the economic effects of the Coronavirus pandemic, the Federal government has granted a three month repayment moratorium for all government funded loans. This was disclosed by President Muhammadu Buhari in the nationwide presidential broadcast on Sunday evening.

The moratorium will cover the Tradermoni, Marketmoni, Farmermoni and all loans issued through the Bank of Industry, Bank of Agriculture and the Nigeria Export Import Bank.

He said, “I have directed that a three month repayment moratorium for all TraderMoni, MarketMoni and FarmerMoni loans be implemented with immediate effect.

“I have also directed that a similar moratorium be given to all Federal Government funded loans issued by the Bank of Industry, Bank of Agriculture and the Nigeria Export Import Bank.”

The president explained that the economic effects of the pandemic, which has been described by the World Health Organization as a worldwide emergency, could not be ignored, hence the decision of the federal government to introduce the palliative measures.

He noted that the government had directed financial institutions to discuss with international and multilateral development partners, and negotiate similar concessions for the borrowers.

The president stated that several palliative measures will be effected to combat what had become “both a health emergency and an economic crisis”, noting that provisions had been made for the vulnerable ones in the society, and the internally displaced persons who are not able to provide for themselves ahead of the lockdown.

“For the most vulnerable in our society, I have directed that the conditional cash transfers for the next two months be paid immediately. Our Internally displaced persons will also receive two months of food rations in the coming weeks,” he said.

Buhari appreciated the private sector partners and individuals who had extended their support to the fight against COVID-19, and assured that all contributions will be coordinated to ensure impactful spending by the relevant bodies.

He added that the government is willing and ready to deploy all necessary resources to combat the scourge, and urged Nigerians to take responsibility for supporting the vulnerable around them.

“As we all pray for the best possible outcome, we shall continue planning for all eventualities. This is why I directed that all Federal Government Stadia, Pilgrims camps and other facilities be converted to isolation centers and makeshift hospitals,” he said.

Source: https://nairametrics.com/2020/03/29/covid-19-fg-grants-3-months-moratorium-for-repayment-of-all-govt-funded-loans/

Driving sustainable growth in Nigeria’s agricultural sector

Nigeria’s over-dependence on oil and its ability to stoke it into a fully-fledged industry over the past half-century clearly stemmed from its abundance. The potential of the agricultural industry is no longer in question – it contributes about 21 Percept to Gross Domestic Product (GDP) yearly. Yet, as we strive to make agriculture ‘the new oil’ – and perhaps, a better oil – the question of its viability goes far beyond abundance to one that asks: are we enabling the sustainability of our nation’s agriculture sector? Unfortunately, today, the answer to that is: not sufficiently. The global population has rapidly quadrupled from 1.5 billion people to 6.1 billion over the past 70 years – one of the greatest effects of this expansion is the proportionate increase in the demand for food. It has been no different in Nigeria, where the current population of 200 million people is expected to surpass 300 million by 2036. However, food production barriers and challenges in the country have significantly stifled the performance of the agricultural sector: the high cost of farm inputs, poor access to credit, inefficient fertiliser procurement and distribution, inadequate storage facilities and poor access to markets have all combined to keep agricultural productivity low. As a result, food production has not kept pace with population growth, resulting in rising food imports and declining levels of national food self-sufficiency, as well as the stunted growth of the smallholder farmer.

In Nigeria, of the enormous percentage of individuals and groups engaged in agriculture, more than 80 per cent are smallholder farmers – they usually own small plots of land of less than a hectare, on which they grow one or two crops at micro and small levels; and 72 per cent of them live on less than $2 per day. Yet, the nation’s agricultural sector contributes about 20.85 per cent to the GDP yearly, while the majority of its contributors live in abject poverty. Smallholder farmers are not just at the mercy of the elements, they are also limited by limited financial and business literacy. I’ve seen countless times how the well-being of the smallholder farmer is affected by a bad harvest and by the inability to understand how to make a profit from their own toil. When my company, Thrive Agric, first went to Kebbi, we met a corn farmer named Shehu. Despite being a farmer for over a decade, Shehu struggled to cater for his growing family or improve his economic situation. He would plant and wait for harvest; he would sometimes source for traditional forms of fertiliser, but could not always afford this, or the pesticides required to keep his crops safe. Oftentimes, while he waited, he had to take odd jobs to make ends meet. When the harvest time came, much of his harvest would have fallen victim to pests, leaving him with very little to sell. He’d put a little aside for his family, and thus began the relay race. He had an agent who would help him transport the corn to end users across different markets, but sometimes, the lengthy period would see the quality of the produce drop, as well as Shehu’s potential income. While the distributors would cash in on the gains, Shehu was paid the bare minimum, especially as his desperation did not afford him the luxury of negotiation. He made just enough to feed his family for a few weeks, nowhere near enough to see them through to the next harvest.

Source: https://guardian.ng/opinion/driving-sustainable-growth-in-nigerias-agricultural-sector/

Building Competitive Agricultural Economy

Oluchi Chibuzor examines factors that makes agriculture critical

The Nigerian economy remains the biggest in Africa. Analysts say the economy clearly has size and is on the path to meet its food production needs due to its comparative advantage in agriculture.
According to the African Development Bank (AfDB), Nigeria has many opportunities to transform its economy particularly in agro-processing and special agro-processing zones could promote agro-industrial development and employment.

The agriculture sector grew by 14.88 percent year-on-year in nominal terms in Q3 2019 recording a decline of—2.89 percent points and 7.7 percent points for the preceding Q2 and Q1 which recorded 17.76 percent and 22.58 percent points growth respectively.

Also, the sector grew by 2.28 percent year-on-year in the third quarter of 2019, an increase by 0.37 percent points from the corresponding period of 2018, and 0.49 percent points from the preceding quarter which recorded a growth rate of 1.79 percent, it however, fell 0.82percent points against 3.17percent recorded for Q1 2019.

In terms of contribution, the sector contributed 29.25 per cent to overall real GDP during the quarter, same as a contribution in the third quarter of 2018 but higher than the second and first quarters of 2019 which stood at 22.78 percent and 21.91percent respectively.

Crop production grew by 2.41 per cent in Q3 2019 from 1.94 per cent in Q2 2019 while Q1 recorded 3.27 percent, livestock sector grew by 0.02percent in Q3 2019 after it contracted by -0.01 percent in Q2 2019 from 0.88 percent in Q1 2019. Forestry grew by 2.1percent in Q1 2019; 3.23 percent in Q2 and 3.78 percent in Q3, while fishing grew by 7.09 percent in Q1; 1.09 percent in Q2 and 1.68 percent in Q3.

Speaking on the issue, the Vice President, Nigeria Agribusiness Group, Dr. Emmanuel Ijewere, stressed the importance of diversifying the economy.

He said the process has already started with the farmers at the fore front, adding that if agriculture was taken seriously it is the biggest provided of job, opportunities for people to remain in the villages and develop the villages than everybody coming to the cities.

With the efforts by the Central Bank of Nigeria (CBN) to farmers, stakeholders acknowledged the apex bank was determined to support more farm activities with competitive and comparative local advantages and protect them by restricting food importation.
Ijewere, stated that several factors combine to position the nation as the largest economy in the continent, while expressing satisfaction on the CBN’s commitment to aggregates farmers and investors to a single platform where it becomes necessary to off-takes agricultural produce in different parts of the country.

He added: “It is a statement of fact that the Nigerian economy is the largest in Africa, the next to it is South Africa, followed by Egypt and then Algeria. I think the economy itself one did not know was the largest until it was re-calibrated by Okonjo Iweala,” he said.
He maintained that the reason for this was that over 55 percent of Nigeria economy was in the informal area-those who trade by the streets, and no records of them was kept.
He noted that this was not just because of what government has done or its various developmental programmes in the agricultural sector, it has been building up over time.

“The situation is huge; the population has to be fed, clothe, provide accommodation and transportation for them; all this makes it the biggest economy because of the huge population we have.
“On top of that we have been able to make much progress, because while it is not enough, but at least the economy has been fueled by the oil and gas resources the nation has. Yes, we have not progress as much we should progress but the economy and the economic activities in Nigeria are very dynamic.
On the progress made within the agricultural sector and with respect to food production, the renowned farmer congratulates the apex bank on its Anchor Borrower’s Programme, stressing that it has not gotten to where it ought to be, “it has started working.

“It will take a long time to break a habit of people but now things will take shape and is based on one fundamental issue that one does not produce what people do not want. In other word it must be based on demand.

“Our economy in the past, when government was in whole control of the economy and agriculture in particular, they just kept on producing without asking what do the people want, but with ABP, the anchor is that person whom is going to say I want your goods and will give specification of its goods and then CBN will help those who want to produce it.
“So the ABP programmes link who is buying with the person who is producing or the farmer with a person providing the fund, so this is bringing all the parties together, which makes it a fantastic initiative of the CBN.

“However the growth will not happen overnight but it is a beginning to take root and is making progress towards encouraging food production in the country.”
On his part, the Chairman Agricultural Trade Group of Nigerian Associations of Chambers of Commerce, Industry, Mines and Agriculture (NACCIMA), Ade Adefeko, said, the ABP has been largely successful though there a few defaults which was to be expected but largely positive.
“What people are doing now is to change their palettes and eat local and backward integration efforts are being intensified by local companies but the impact will be felt only much later,” he maintained.”

Increased Agro-commodity Value Chain
Ijewere stated that diversifying the economy was. He said agriculture should be taken seriously as it is the biggest provider of jobs and opportunities for people.
“We have improved the value chain from farming to table and so that is the situation that is beginning to happen now,” he said.
Adefeko however appreciated the CBN’s effort in the agro-value chain, adding that, “banks are doing their bit but can do more. They are being encouraged to lend to the informal sector.”
The CBN on their own have come with numerous intervention funds for Rice, Maize, Tomato, Oil Palm and now DAIRY,” Adefeko added.

The central bank recently hosted a meeting on how to transform the cocoa industry with stakeholders drawn from across the country.
On how to ensure that the backward integration achieved it purposes, Ijewere revealed that the weakest part so far has been the value chain from the farm.
“Nigeria loses a lot of its produce because of mishandling so you have a lot of post-harvest loss. We are trying to encourage people to come in to help reduce these losses by off-taking what the farmers have produce by preserving and processing the produce,” he demanded.

Chiemeka Azubuieke, a Poultry consultant on Noiler Birds to Nigeria Market Development for the Niger Delta Programme (MADE), a DFID supported project, said farmers have benefited in the backward integration of the government. “With the introduction of Entrepreneurship Development Institute, over 40,000 farmers in Imo state have not received any fund despite the herculean task of proposal development and we keep asking when will there be a proactive procedure for farmers to access funds as obtains in other parts in the continents.

“The economy is the largest in Africa, but we should begin to have mechanism in place to improved road access, Good Agricultural Practices(GAP) for every value chain, establish farming estates and see the sector as a developmental project that encourages Agricultural students to work mainly in farms right from the colleges and universities.

“The economy managers should begin to see how they can use the national demand gap for some food items to formulate policy that recognises the geographical locations.
“For example in Baruten Local government in Kwara State, we have good supply of goats, that we can improve the meat value chain, in South-east, oil palm is doing well, and we should have small cottage oil millers that can produce standard products for export to benefits from the huge market potential of the economy.”

Source: https://www.thisdaylive.com/index.php/2020/03/26/building-competitive-agricultural-economy/

Agric-business: World Bank ranks Nigeria 7th in Africa

Nigeria has been ranked seventh in the latest World Bank’s evaluation of countries’ performance in agriculture and farming across Africa, behind South Africa, Kenya and Ghana, among others. This was revealed in World Bank’s ‘The Enabling the Business of Agriculture (EBA)’ report December 2019.

The report captures steps taken by different governments to help farmers and enhance agriculture and food security. It measures law and regulations that impact the business environment for a sustaining and thriving agricultural development.

The measurement is global with France leading. In Africa, South Africa leads, followed by Kenya and Morocco in the second and third position respectively. Other African countries with higher ranking than Nigeria are Zambia, Mozambique and Ghana.

Nigeria recorded an aggregate score of 49.17, lower than the scores of South Africa and Kenya with respective scores of 68.73 and 64.80. The World Bank used eight indicators to measure the regulation and bureaucratic processes of about 101 countries. The indicators mentioned include supplying of seeds, registering fertilizer, water security, registering machinery, livestock sustenance, protecting plant health, food trading and accessing finance.

Although EBA failed to show data on the indicator’s final individual performances of every country, so it is difficult to confirm which particular indicator draws Nigeria backward. However between 2016 and 2018, the report shows that Nigeria made big reforms in two out the eight indicators; trading food and sustaining livestock.

“Nigeria made its livestock manufacturing processes safer by requiring facilities to be approved prior to the start of operations, and by requiring that monitoring records be kept, also, Nigeria made it easier to trade agricultural products by publishing the official fee schedule of phytosanitary certificates both online and in the legislation,” the report said.


NYSC members laud FG on agricultural training

Some members of the National Youth Service Corps (NYSC) have lauded the Federal Government for providing them platforms to become self employed, especially in the agricultural sector.

The corps members, who participated in the Agricultural Value Chain Commodities training in Ibadan, spoke on Thursday at the end of the three-day programme.

The News Agency of Nigeria (NAN) reports that the programme was organised by the Nigerian Stored Products Research Institute as part of the 2019 Federal Government capital projects on capacity building for youths.

Speaking on the impact of the training, one of the participants, Kausarat Abdulrasak, said it taught her new innovations on value addition and widened her horizons.

“This is something I would love to practise at the end of my service year by having my own product in the market and becoming an employer of labour,”she said.

Another participant, Omotoke Odunore, said the training had aroused her interest in agribusiness.

Others counted themselves fortunate to have learnt about value chain opportunities in agriculture and promised to turn the knowledge into a good venture that would make them self-reliant.

Mrs Sandra Kolade, Assistant Director, National Youth Service Corps (NYSC), commended the Federal Government for providing opportunities for the corps members to be self reliant.

She, however, charged the participants to be faithful stewards of the knowledge and opportunities they have to make economic gains.

“At this time where getting white collar jobs are becoming a big problem to the nation, the training has opened their eyes to be able to use their hands and brain to be self employed as well as become employers of labour.

“This will go a long way to take our children off the road and boost our economy at this time,” she said.

Dr Grace Otitodun, NSPRI Zonal Coordinator, in her remarks, said the participants could harness the services of the institute at a lower cost to start up their businesses.

“Our Executive Director at NSPRI had said that those who had intention to go into value addition business at the end of their service year should prepare a proposal.

“Those with good proposals will be assisted and given NSPRI starter pack with required technical support to motivate them,”Otitodun said.

NAN reports that certificate of participation was presented to the 40 participants.

The participants at the training were corps members drawn from four local governments in Ibadan– Ibadan North 1 and ll, Ibadan North West and Ibadan South East.

NAN also reports that the training included value addition in agricultural commodities such as Poundo Yam, Rice Flour, Beans Flour, Tomato Paste and Smoked fish among others. (NAN)

Source: https://www.sunnewsonline.com/nysc-members-laud-fg-on-agricultural-training/

NIRSAL, AFAN to unveil agric development roadmap

The Nigeria Incentive-based Risk Sharing System for Agricultural Lending (NIRSAL) and All Farmers Association of Nigeria (AFAN) are jointly developing a strategic roadmap that will ultimately return the lost glory of farmers and agriculture as the fulcrum of economic growth in the country. 

This was the agreement reached on Wednesday when the newly-elected executives of AFAN paid a courtesy visit to the Managing Director of NIRSAL, Mr Abdulhameed Aliyu in Abuja.

In his remarks, Aliyu said the partnership could not have come at a better time than now because NIRSAL was championing various initiatives aimed at boosting the fortunes Nigerian farmers and guaranteeing food security.

He said the agency currently runs an agro geo-cooperatives concept that seeks to assemble 8 million farmers that will cultivate 4 million hectares through 16,000 geo-cooperative groups.

Aliyu added that the idea of the cooperative societies was to bunch together individual subsistence farmers under one platform where they can become more visible to receive support in terms of financing, improved seedlings, agriculture extension services and other assistance.

He said: “This visit is greatly appreciated. I’m confident that AFAN under Alhaji Farouk will lead the farmers on a long journey into prosperity and not poverty via agriculture and agribusiness.

“NIRSAL’s agro geo-cooperative concept is there to solve issues of linking farmers to markets, inputs, machinery, etc.

“The truth is that millions of our farmers are into subsistence and we’ve to get them out.

Under NIRSAL agro geo-cooperative concept, we want to empower farmers scattered around villages and hamlets through social engineering and this is a platform AFAN has created. AFAN knows the farmers, we know the executives of AFAN, so we will come up with a roadmap that works for both parties and ultimately be beneficial to Nigerians.

“We can take the roadmap to financiers or input or machinery suppliers to say we know AFAN and their operational strategy works for us. We can attest to what they are doing and guarantee it. That’s the essence of this partnership. Nigeria will be best for it”, he said.

Responding, AFAN President, Mr Farouk Rabiu Mudi  said NIRSAL described NIRSAL as the home and mother of farmers.

He said AFAN comprises all farmers in all segments like rice, poultry, cattle, fish and others.

He said: NIRSAL is a credit to the Agricultural Promotion Policy of the Federal Government and deserves the support of every patriotic stakeholder and the general public.

“NIRSAL is doing what Nigerian farmers have been praying for so long: convincing the banks and other financial institutions to invest more in agriculture.

NIRSAL doesn’t take any budget from government and yet it contributes so much value to the sector and the entire economy. This is critical because, without funds, it is impossible to move Nigerian agriculture to agribusiness; without funds, we cannot improve the welfare of farmers who are feeding a nation of 200 million people.

“The fact that NIRSAL has facilitated over N100 billion into agriculture is no joke and we as farmers are very happy and grateful. I want to use this opportunity to also commend the efforts of the Central Bank whose Governor, Mr Godwin Emefiele is the Chairman of NIRSAL.

“We are happy that the CBN under Governor Emefiele has made agriculture the cornerstone of its developmental agenda as reflected in the resources and attention that have been invested in the Anchor Borrowers Programme.

“AFAN will work with NIRSAL to popularize and institutionalize the innovative Agro Geo-Cooperatives concept of NIRSAL so that Nigerian farmers across the country can start benefiting from the implementation of the scheme”.

Source: https://www.sunnewsonline.com/nirsal-afan-to-unveil-agric-development-roadmap/

Lagos deputy governor, others to speak at Agoro annual agriculture lecture

Deputy governor of Lagos State Obafemi Kadiri Hamzat and the Chairman of Eagle Paints Nigeria Akin Disu are among the personalities slated to speak at the annual lecture in memory of late Abudu Mukandasi Agoro (AM Agoro).

Hamzat will be the special guest of honour while Disu will be chairman of the event slated to hold on March 28, 2020.

Titled ‘Agroprenurship, the pathway to sustaining youth employment in Nigeria’, the second edition of the lecture will take place at the Honeywell Auditorium of the Lagos Business School, Lekki-Epe Express Way, Ajah, Lagos.

The keynote speaker will be Kola Masha, the Managing Director, Baban Gona, a company that provides cost-effective end-to-end services to a network of franchise farmer groups.

The lecture is done in collaboration with the Enterprise Development Center of the Pan-Atlantic University in Lagos.

Organisers of the annual entrepreneurship lecture said the event is done in memory of AM Agoro’s immense contribution to society.

“This year the Lecture series will focus on Agriculture, a venture AM Agoro held close to his heart. The series is one way no one can ever forget AM Agoro’s storyline in the history of Lagos. His legacy lives on,” organisers of the lecture said in a statement.

Source: https://guardian.ng/news/lagos-deputy-governor-others-to-speak-at-agoro-annual-agriculture-lecture/

AFEX Commodities to unlock funding for 50,000 farmers

AFEX Commodities Exchange Ltd has unfolded plans to unlock funding for 50,000 farmers.

 The Chief Executive Officer, AFEX, Mr Ayodeji Balogun said this in Abuja at a dinner shortly after the international conference on the Nigerian commodities market

he conference which was organised by the Securities and Exchange Commission had as its theme, ‘Commodities trading ecosystem: Key to diversifying Nigeria’s economy.’

 AFEX is  Nigeria’s first private sector commodity exchange firm established in 2014 under the aegis of the Africa Exchange Holdings Limited.

 Balogun said that AFEX had assisted small-holder farmers to record  about $50m transactions in agriculture value chain across 15 states in Nigeria.

 He said with the agricultural sector employing about 40 per cent of labour force, there was a need  to unlock funding for the sector in order to enable the government effectively diversify the economy.

He said, ‘’AFEX has since reached and enhanced the livelihoods of over 100,000 farmers and aggregated 100,000 metric tons of grains with the organisation’s overarching strategy of a national trading platform and supply chain network in carefully identified value chains.

 “Through this, farmers and commodity merchants can access the financial markets. So when you focus on agricultural commodities exchange, beyond being 25 per cent of our economy and employ the latest pool in the country, it is actually one that can give us the kind of inclusive growth that we need.

 “This is why the administration has focused very heavily on the agricultural sector.

“We would be unlocking finance to about 50,000 farmers across state. This, we will do by partnering with the capital market as well as some micro finance institutions that provide financing for the structures that we have created.”

The AFEX Vice President, Financial Market, Akin Akintunde  said the awards were given to stakeholders that has supported AFEX to boost the agricultural value.

At the event, some stakeholders were given awards for their contributions to the development of the Commodities Exchange.

Source: https://punchng.com/afex-commodities-to-unlock-funding-for-50000-farmers/

AFFM earmarks $2.2m as fertiliser subsidy for Nigerian farmers

About 200,000 smallholder farmers in Nigeria will spend less in buying fertiliser this farming season at the commencement of the $2.2 million fund project provided by the Africa Fertiliser Financing Mechanism (AFFM) to boost the supply of fertiliser for retailers across the country.

The project, launched in March 3, 2020 with partnership from Africa Development Bank (AfDB) and Africa Fertiliser and Agribusiness Partnership (AFAP) is to provide credit to 142 fertiliser suppliers, agro-dealers and retailers who were captured into the fertiliser financing scheme across West Africa to upscale and accelerate fertiliser distribution chain in the region even as the farming season approaches.

According to Nana-Aisha Mohammed who represented AFAP, international organisations and government agencies with relevant stakeholders in the country’s fertiliser value chain will work harmoniously on existing framework which will guarantee the delivery and ease the distribution of fertilisers to the 200,000 farmers.

“We will leverage on existing networks and look for creative solutions to increase the availability of fertiliser in the country,” she said.

Over the years, previous administrations have been subsidising the supply of fertilisers to farmers in the country but very few of these supplies get to the hands of smallholder farmers who cultivate a larger percentage of agricultural produce consumed.

However, with this intervention fund by the AFFM, Umar Musa, assistant director, Federal Ministry of Agriculture and Rural Development said the project “will support smallholder farmers and improve their productivity in order to help the country increase its local production and consumption of fertiliser.”

The project is expected to provide growth and support in the agricultural sector by giving farmers unrestricted access to fertilizer and record high yield in crop production after harvesting.

Due to lack of access to fertiliser, farmers experience persistent nightmares of low harvest at the end of every farming season.

Marie Claire Kalihangabo, AFFM coordinator expressed optimism that the project would achieve the desired outcomes.

“We are confident that the project will increase access to quality and affordable fertiliser by smallholder farmers and hence contribute to the transformation of the agriculture sector in Nigeria,” said Kalihangabo.

Source https://www.businessamlive.com/affm-earmarks-2-2m-as-fertiliser-subsidy-for-nigerian-farmers/